The Medical Underwriter is responsible for evaluating medical and non-medical information to assess risk and determine the eligibility, coverage amount, and premium rates for insurance applicants. The role involves analyzing health reports, medical records, and related data to ensure fair and accurate underwriting decisions in line with company policies and industry standards

Skills

• Underwriting
• Communication
• Decision-Making
• Analytical skills
• MS Office
• Documentation

Requirements

• Job Role Medical Underwriter
• Job Type Full Time
• Workplace Type Onsite
• Industry Business Consulting and Services

Secondary locations

About

Not provided

Responsibilities

• Review and evaluate insurance applications, medical reports, and health records.
• Assess the degree of risk associated with applicants and determine insurability.
• Classify applications and recommend approval, modification, or decline based on underwriting guidelines.
• Liaise with medical professionals, agents, and internal departments to obtain additional medical information when needed.
• Maintain detailed and accurate underwriting records.
• Ensure decisions comply with company policies, legal regulations, and risk management principles.
• Contribute to continuous improvement of underwriting processes and risk assessment tools.
• Stay updated on medical and insurance industry developments.

Other Requirements

• Bachelor’s degree in Life Sciences, Medicine, or related field.
• Certification in underwriting or insurance (preferred).
• Proven experience in life or health insurance underwriting.
• Strong analytical and decision-making skills.
• Excellent attention to detail and data accuracy.
• Good communication and documentation skills.
• Proficiency in MS Office and insurance software tools.
• 1–3 years of experience in medical underwriting (life or health insurance).
• Understanding of risk assessment, policy terms, and claims processes.

Good to have

Not provided

About the Company

PromptTech is a visionary organization empowering global small and medium enterprises with innovative technologies and expertise. We optimize operations, enhance customer experiences, and drive growth. Our commitment to quality ensures reliable services that exceed expectations. Our domain expertise lies in RetailTech, InsurTech, and Business Support Services.