We, at Khatabook are looking to hire a Senior Manager / Associate Director Credit Risk. If you want to tackle hard and interesting problems at scale and create an impact within an entrepreneurial environment, this is the place for you.

Skills

• Python
• SQL
• Spreadsheets

Requirements

• Job Role Senior Manager / Associate Director Credit Risk
• Job Type Full Time
• Workplace Type Onsite
• Industry Financial Services

Secondary locations

About

Not provided

Responsibilities

• Develop and continually improve credit risk policies based on portfolio trends and early warning signals.
• Portfolio Management, including early warning signals.
• Develop and manage the Credit Risk KPI tracking mechanism.
• Develop and manage the Expected Credit Loss/ Risk Estimation Model.
• Coordinate cross-functionally for the communication, implementation, and improvement of credit risk strategies with minimal impact on business growth.
• Liaise with Decision Science and Product teams to regularly enhance credit risk metrics and keep them below benchmarks.
• Develop and implement fraud control processes.
• Support the Finance team in AOP and other risk related reporting’s/projections.
• Assist the Collection team in developing and improving collection strategies.
• Liaise with third-party lenders for policy alignment.
• Communicate and implement credit policies, processes, and systems to the underwriting team.
• Designing and leading Policy experiments.

Other Requirements

• 8+ years UW + Policy experience in unsecured (preferably UBL /Cards) + secured (preferably HL, LAP)
• Have worked in both NBFC / Bank (HDFC, ICICI, Axis, Yes Bank, Bajaj Fin, L&T Fin, ABFL) & Fintech Lending experience.
• Should be very adept at data handling (SQL, Python, R) & spreadsheets (Excel, G Sheets).
• Should have deep understanding of Risk selection models (application Scorecards) & Loss prediction models (ECL Expected Credit Loss).

Good to have

Not provided

About the Company

Founded in January 2019, Khatabook is the world's fastest-growing Saas company. It has become India's leading business management app for MSMEs with 13 languages & 50M+ downloads in a remarkably short period of time.