We are looking for a knowledgeable and detail-oriented General Insurance Underwriter to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a good understanding of general insurance products (motor, property, health, liability, etc.) and underwriting principles.

Skills

• Good Verbal and Written Communication
• Analytical skills
• Decision-Making
• MS Office
• Attention to detail
• General Insurance

Requirements

• Job Role Underwriter- General Insurance
• Job Type Full Time
• Workplace Type Onsite
• Industry Business Consulting and Services

Secondary locations

About

Not provided

Responsibilities

• Evaluate and assess risks for general insurance proposals .
• Analyze application forms, supporting documents, previous claims history, and creditworthiness of clients.
• Determine coverage terms, premium amounts, policy conditions, and exclusions.
• Communicate with agents, brokers, or direct clients to obtain additional information if required.
• Ensure adherence to underwriting guidelines, company policies, and regulatory compliance.
• Collaborate with other departments such as claims and sales to provide appropriate insurance solutions.
• Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings.
• Monitor portfolio performance, analyze risk exposure, and recommend pricing or product adjustments.
• Assist in developing and improving underwriting processes and systems.
• Handle renewal underwriting and portfolio analysis.

Other Requirements

• Bachelor’s degree in Insurance, Business, Finance, or a related field.
• 1-2 years of experience in general insurance underwriting.
• Sound knowledge of underwriting principles, general insurance products, and risk assessment.
• Strong analytical and decision-making skills.
• Excellent verbal and written communication skills.
• Attention to detail and high level of accuracy.
• Proficiency in MS Office and insurance-related software platforms.

Good to have

Not provided

About the Company

PromptTech is a visionary organization empowering global small and medium enterprises with innovative technologies and expertise. We optimize operations, enhance customer experiences, and drive growth. Our commitment to quality ensures reliable services that exceed expectations. Our domain expertise lies in RetailTech, InsurTech, and Business Support Services.